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Insurance is a legal requirement if your car is to be on the road. Knowing you are covered also makes for stress free motoring.
After a few years driving without any claims, you should notice your premiums reduce as you increase your 'no claims' period.
Price is usually the main consideration when comparing car insurance quotes, however, remember to check the features of each policy. Some of these are shown below:
Types of Cover
Check what type of cover is most appropriate for you. Third party only, third party, fire and theft or fully comprehensive. More details.
Voluntary Excess
Savings can be made by increasing your voluntary excess.
No Claims Discount
Companies give different rates of no claim discount.
No Claims Discount Protection
Consider taking out no claims discount protection.
Vehicle Security
Security features on your car can reduce your premium.
Overnight Parking
Depending on where your vehicle is parked at night can affect the price you pay.
Insurance Groups
Insurance companies rate cars by group which determines your premium.
Advanced Drivers
Advanced drivers are normally rewarded with lower cost insurance.
Young Drivers
Premiums are normally higher for young drivers and lower risk car types are the best option.
Over 50's
The over 50's can benefit from years of experience by lower premiums.
Shop Around
You should shop around various car insurance providers to find the best deal for you. Most insurers offer an online discount.
Payment Methods
You should pay a lower premium if you buy your cover in one lump sumt.
Buying Online
It is best to buy online as companies offer discounts due to lower overheads.
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Why Buy Motor Insurance Online? |
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Due to lower overheads and staff costs, online car insurance companies can offer their customers discounts and/or incentives when buying car insurance over the Internet. Some companies offer as much as a 20% discount when paying online.
Comparing quotes from a number of providers can help you decide which policy is most appropriate for you at the best price available. Many quotes are able to be saved which means you can return to it later once you have decided which car insurance policy to buy.
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| Most Popular Car Insurance Companies |
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The AA - 12.5% online discount
12.5% online discount, Courtesy car, Up to 70% NCD, 21 day money back guarantee
if you find a cheaper policy.
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RAC
RAC Insurance finds you the best price from their approved insurers. And their flexible, comprehensive policies include a wide range of benefits too, so you’ll get the right cover as well as a great price. |
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Admiral
Admiral provides low cost car insurance for all kinds of people. With our comprehensive insurance policy you get a guaranteed courtesy car while yours is being repaired at an approved garage and £100,000 worth of legal cover. Plus, with Admiral's Garage Network, you're entitled to discounted MOT, Services and Repairs all year round. |
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Admiral Multicar
Two or more cars in your household? Unlike some other providers who may offer a multi car discount if you insure a second car with them, Admiral's MultiCar insurance policy actually combines the cars on a single policy, which means your discount better reflects your circumstances and gives you a bigger discount! |
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Confused.com
Confused.com is the place to be, to help find the cheapest car insurance quote and are on hand to help... They search up to 96 car insurance providers and compare prices from lots of big names. It's really quick and simple and could save the consumer time and money. Fill in just one form and let Confused.com do the legwork. |
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Ecar Insurance
ecarinsurance.co.uk provides 100% web-based insurance where customers buy, amend and renew policies online. All policies are underwritten by ecarinsurance.co.uk's own insurance company Southern Rock,which means, along with operating online, premiums are highly competitive. |
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gocompare
gocompare.com is the insurance quote comparison site which will get you loads of quotes for your car insurance without you having to do all the hard work. All you need to do is enter your information once and we'll do the rest. Independent choice, no messing about. |
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Kwik-Fit - up to 15 % online discount
We pride ourselves on providing our customers with choice. Unlike direct insurers, we work on your behalf by searching our large panel of leading motor insurers to find you a great deal. |
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