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Insurance is a legal requirement if your car is to be on the road. Knowing you are covered also makes for stress free motoring.
After a few years driving without any claims, you should notice your premiums reduce as you increase your 'no claims' period.
Price is usually the main consideration when comparing car insurance quotes, however, remember to check the features of each policy. Some of these are shown below:
Types of Cover
Check what type of cover is most appropriate for you. Third party only, third party, fire and theft or fully comprehensive. More details.
Voluntary Excess
Savings can be made by increasing your voluntary excess.
No Claims Discount
Companies give different rates of no claim discount.
No Claims Discount Protection
Consider taking out no claims discount protection.
Vehicle Security
Security features on your car can reduce your premium.
Overnight Parking
Depending on where your vehicle is parked at night can affect the price you pay.
Insurance Groups Insurance companies rate cars by group which determines your premium.
Advanced Drivers Advanced drivers are normally rewarded with lower cost insurance.
Young Drivers Premiums are normally higher for young drivers and lower risk car types are the best option.
Over 50's
The over 50's can benefit from years of experience by lower premiums.
Shop Around
You should shop around various car insurance providers to find the best deal for you. Most insurers offer an online discount.
Payment Methods
You should pay a lower premium if you buy your cover in one lump sumt.
Buying Online
It is best to buy online as companies offer discounts due to lower overheads.
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Why Buy Motor Insurance Online? |
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Due to lower overheads and staff costs, online car insurance companies can offer their customers discounts and/or incentives when buying car insurance over the Internet. Some companies offer as much as a 20% discount when paying online.
Comparing quotes from a number of providers can help you decide which policy is most appropriate for you at the best price available. Many quotes are able to be saved which means you can return to it later once you have decided which car insurance policy to buy.
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| Most Popular Car Insurance Companies |
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The AA - 12.5% online discount
12.5% online discount, Courtesy car, Up to 70% NCD, 21 day money back guarantee
if you find a cheaper policy.
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RAC
RAC Insurance finds you the best price from their approved insurers. And their flexible, comprehensive policies include a wide range of benefits too, so you’ll get the right cover as well as a great price. |
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Budget Car Insurance
Fed up with the cost of motoring? You could save up to 20% on your car insurance
with Budget. We will search over 30 different schemes from leading motor insurers to find the best policy for you. |
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Kwik-Fit - up to 15 % online discount
We pride ourselves on providing our customers with choice. Unlike direct insurers, we work on your behalf by searching our large panel of leading motor insurers to find you a great deal. |
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Tesco - Up to 30% cheaper rates plus 10% online discount
Save up to 30% on car insurance compared with other providers and also receive a 10% discount online. |
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Tesco - No Frills Policy for even Cheaper Rates
Tesco Value Car Insurance offers comprehensive cover with some of the extras taken out to make it cheaper for you. Available online only to keep costs down. |
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Swinton - up to 10% online discount
Swinton offer competitive online Car Insurance quotes from 16 of the UKs leading
car insurers over the internet. Immediate cover 24 hours a day. Payment options
available. Pay by debit card, credit card or convenient monthly paymenr. |
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Esure - 10% online discount
Unlike most other insurance companies, esure is an internet-based company, so
when customers buy online, it costs them less. When they save money so could
you!. |
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Saga - 20% online discount
Saga is the UK’s leading specialist insurance provider for the over 50’s and insures over a million drivers nationwide. They offer high levels of cover, including many features, as standard, that other insurers may charge extra for. |
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Elephant
Elephant is an online car insurance provider and has offered uk car insurance quotes on the Internet since 2000. Our overheads are lower because we specialise in online motor insurance and we pass these savings onto the customer. |
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Diamond Car Insurance - up to 10% online discount
If you’re looking for cheaper car insurance… Diamond is a girl’s best friend! Free handbag and contents cover (up to £300) on comprehensive policies. Get a quote now! Plus save up to 10% extra online. |
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